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The Value Of the
'Found Money Management' System
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The
'Found Money Management' System seeks to combine the best of all of the hot new
financial concepts for the forgotten segment of the population… average middle
American families.
Until recently, middle American families weren't
considered viable prospects for these new concepts by most financial advisors.
Most middle American families are viewed as living from paycheck to paycheck.
They aren't seen as having the disposable income necessary to implement these
new concepts. Consequently, they are rarely approached.
Our
'cutting edge' Found Money
Management Concept is designed to show these middle American families how to
find the money to:
Reduce Or Eliminate Consumer Debt
- Families need real help to free up their money, so they can start
saving for their future.
Maximize The Amount They Can
Invest From Current Income - Families need help to find the money to put
into savings.
Guarantee The Safety Of Their
Investment Principal - With the recent losses in the stock market, most
families recognize they can't afford to lose any more of their hard earned
money.
Minimize Income Taxes - Is
there any question that income taxes can significantly reduce the amount of
money available for savings…
Position Their Money To Provide
Current Liquidity - Families need to have access to their money, without
penalties, prior to age 65, for college, emergencies and other family expenses.
Maximize Investment Income -
It's not how much money you've accumulated. It's how much income you have to
spend. Tax Free provides more spendable retirement income than Tax Deferred!
There are considerably more advantages to these concepts, than just helping you
to reduce or eliminate debt and accumulate significant wealth.
Simplistic Example:
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Traditional Situation…
Value of Home $250,000
20% down payment ($50,000)
$200,000, 30 year mortgage @ 6.0%
Monthly Payment = $1199.10 P&I
Credit Card Debt $5,000
Interest Rate 11%
Payment $85 per month
Amount To Savings '0'
Total Monthly Payments = $1,284.10
Results - In Only 9 Years…
Credit Card Paid Off, Balance = '$0'
Value Of Home In 9 Years = $325,000
Equity Built Up In Home = $149,455
Down payment = $50,000
Appreciation @ 3% inflation = $75,000
Mortgage Principal Payments = $24,455
Savings Accumulated = '$0'
Net Worth = $149,455
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Interest Only Arm, No down Payment…
Value of Home $250,000
$250,000, Interest Only ARM @ 4.375%
Monthly Payment = $911.46
Credit Card Debt $5,000
Paid off
Amount To Savings
$372.64 per month.
$45,000 lump sum
Total Monthly Payments = $1,284.10
Results - In Only 9 Years…
Credit Card Paid Off, Balance = '$0'
Value Of Home In 9 Years = $325,000
Equity Built Up In Home = $75,000
Appreciation @ 3% inflation = $75,000
Savings Accumulated @ 8% = $150,981
Net Worth = $225,981
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In this simplistic example, without the family spending any additional money, we've significantly increased their net worth by over $75,000. In 9 years, we see an incredible 50% improvement in their finances. And, that's just the beginning. It's just a matter of finding the money and managing their finances to their advantage.
By use the concepts in the 'Found Money Management System', middle American families can achieve the financial security they've always dreamed of and never thought possible.
I
highly recommend you read
Missed Fortune 101 and then call or
email me to find out about the next
FREE Educational Workshop in your area.
Yours in Success,
Nathalie Vaiser, FMM
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